Overview
What Is Future Value?
Future value represents what a present sum of money will grow to after a period of compound growth at a given rate.
Calculate the future value of an investment.
Future value represents what a present sum of money will grow to after a period of compound growth at a given rate.
Useful for projecting how a lump-sum investment grows over time.
Input your current investment amount.
Input the expected rate and years.
The result updates automatically.
FV = Present Value × (1 + rate)^years
Yes, this is the core future value formula underlying compound interest calculations.
This depends on your specific investment - historical averages vary by investment type and aren't guaranteed for the future.
No, calculations happen entirely in your browser.
No, this calculates growth of a single lump sum - for regular contributions, see our savings calculator.
They're inverse calculations - present value discounts a future amount back to today; future value grows a present amount forward.
This basic version assumes annual compounding - more frequent compounding would yield slightly higher results.
Yes, understanding how lump sums grow is foundational to retirement and investment planning.
No, this is an estimation tool for informational purposes.
Yes, completely free with no sign-up required.